Toxic mindset ng Pinoy, pinuna: “Umutang tayo sa kanya kasi malakas ang kita niya ngayon”

Toxic mindset ng Pinoy, pinuna: “Umutang tayo sa kanya kasi malakas ang kita niya ngayon”

- A motivational speaker identified and commented on one of the toxic mindsets of Pinoys

- It is the habit of borrowing money from relatives, friends or associates whose incomes or businesses are doing good at the moment

- The speaker also said that what makes it worse is those who are able to get loans from other family members, friends or acquaintances do not usually pay on time

- This attitude can strain relationships

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A motivational speaker named Jacklord Esguerra, in a Twitter post, called out one of the Filipinos’ toxic mindsets of borrowing from a relative, friend, or associates whose incomes or businesses are doing good.

Toxic mindset ng Pinoy, pinuna: “Umutang tayo sa kanya kasi malakas ang kita niya ngayon”
Photo: Jacklord Esguerra (@jacklordesguerraofficial)
Source: Facebook

“Kay ano ka umutang, malakas kumita ‘yun. Isa sa mga toxic na mindset ng ibang tao kapag nakikitang gumaganda ang career or business mo. Kapag pinautang mo, hindi ka rin babayaran on-time kasi iniisip nila kikitain mo rin naman ‘yung inutang nila,” Esguerra’s Twitter post read.

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He said it would not be right to think that just because a family member, associate or acquaintance is earning good or their businesses are experiencing a boost, it is automatically okay to borrow money from them.

“Hindi porke’t gumaganda at lumalakas ang kita ng isang tao, eh uutangan at uutangan natin palagi,” he said.

The motivational speaker also said that such relative, friend or associate are earning well because they are working hard.

They don’t just spend their earnings on whim and they save or invest to grow their income more.

“Nagsusumikap yung tao para sa pangarap niya. Kapag kumikita rin ‘yan, hindi niya ito ginagastos kung saan-saan lang, iniipon niya ‘yan para paikutin sa business o investments,” Esguerra wrote on his Twitter post.

He asked everyone not to be an obstacle to a relative, friend or associate who are doing their best to make their lives better.

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“Huwag tayo maging hadlang sa pagiging maunlad ng mga taong nagsusumikap sa buhay. Mali ‘yun,” Esguerra said.

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Jacklord Esguerra is one of the youngest motivational speaker, financial advisor, and life coach in the Philippines. He is also an entrepreneur and stock market investor. Born on July 29, 1993, the multi-awarded financial advisor, despite of his young age, has earned the respect of top companies and organizations in the country.

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Motivational speakers and life coaches like Jacklord Esguerra also derive their inspiration from dozens of Pinoys who had nothing at first but a dream, which they used to make it to the top. Manny Pacquiao, Jericho Rosales, Regine Velasquez-Alcasid, and Sarah Geronimo, are among the many Pinoys who, despite the difficulties brought about by their extreme poverty, refused to get cowed and faced their obstacles head-on, allowing them to reach the top. Today, they have become rich beyond their wildest dreams, with stable careers that allowed them to help people who are also struggling in poverty.

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Alex and Toni Gonzaga’s family also went through financial hardships. Their situation back then motivated the sisters to do their best to get to where they are now. The two became very emotional while narrating their past experiences.

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